Commercial Auto Insurance for Michigan Businesses

Coverage for Every Vehicle You Rely On

From service vans to delivery trucks, your vehicles keep business running. Barnes Insurance Group offers commercial auto insurance that protects your vehicles, employees, and equipment across Michigan.

Man stepping into the cab of a white semi-truck; outdoors, day.

What’s Included in a Business Auto Policy

Our team will help you understand what’s covered and where you might need extra protection

Liability Coverage

Covers bodily injury and property damage caused by your drivers.

Comprehensive and Collision

Extends protection to employee-owned or rented vehicles.

Extends protection to employee-owned or rented vehicles.

Medical Payments & Uninsured Motorist

Keeps your team protected even when the other driver isn’t insured.

Local Expertise, Real Savings

We work with top carriers across Michigan to find affordable commercial auto programs, whether you operate one vehicle or an entire fleet.


FAQs About Commercial Auto Insurance


  • Can I add personal vehicles used for work?

    Yes, we can tailor your policy for vehicles used for both business and personal use.

  • Do I need coverage if my employees drive their own cars?

    You should add non-owned auto coverage to protect your business from liability.

  • How do I prove insurance for contracts or state filings?

    We issue same-day certificates so your operations never slow down.