Farm Liability Insurance for Michigan Farms and Ranches
Comprehensive Protection for Your Operation
A single accident or injury could lead to serious costs. Farm liability insurance from Barnes Insurance Group helps protect you from
claims related to property damage or injuries caused by your farming operations.
What Farm Liability Covers
Our coverage helps shield your farm and assets from unexpected incidents:
Bodily Injury and Property Damage
For accidents on your property or involving your livestock.
If you sell or distribute farm products.
Medical Payments
Immediate coverage for small injuries without lawsuits.
Umbrella Liability Options
Extends your protection limits for peace of mind.
Local Guidance for Real Risks
Michigan’s agricultural operations face a variety of risks—from visiting customers to shared farm access roads. We tailor your policy to match your property layout, employees, and any agritourism or sales activity.
FAQs About Farm Liability
Do I need liability insurance if my farm is small?
Yes—size doesn’t matter when it comes to potential injury claims.
What’s the difference between farm liability and homeowners insurance?
Farm liability extends beyond your residence to your operations.
Can I add an umbrella policy?
Yes—adding an umbrella plan increases your protection for a low additional cost.