Farm Equipment and Livestock Insurance for Michigan Farmers
Protection for Your Most Valuable Farm Assets
Your equipment and livestock are essential to your operation. Barnes Insurance Group offers flexible coverage for machinery, animals, and related structures—because one incident shouldn’t threaten your entire season’s work.
Equipment Coverage That Works
From tractors to irrigation systems, we can help you find protection that covers repairs, theft, or damage caused by fire, storms, or accidents.
Scheduled Equipment Coverage
Tailored protection for high-value machinery.
Blanket Coverage
Simple option for multiple tools and smaller assets.
Equipment Breakdown Protection
Optional endorsement for mechanical or electrical failure.
Livestock Insurance Options
We understand that livestock is both an investment and a livelihood. Coverage can include with losses due to weather or accidents—ensuring your herd remains a stable asset.
FAQs About Equipment & Livestock Coverage
Do I need separate coverage for tractors and barns?
Yes—property insurance typically excludes farm machinery unless added.
Can I insure only part of my herd?
You can, though many farmers choose blanket livestock coverage for simplicity.
Does coverage include equipment transport?
Yes, we can include transit coverage for equipment moved between fields or locations.

