Farm Equipment and Livestock Insurance for Michigan Farmers

Protection for Your Most Valuable Farm Assets

Your equipment and livestock are essential to your operation. Barnes Insurance Group offers flexible coverage for machinery, animals, and related structures—because one incident shouldn’t threaten your entire season’s work.

Woman in plaid shirt and straw hat feeds hay to cows in a barn.

Equipment Coverage That Works

From tractors to irrigation systems, we can help you find protection that covers repairs, theft, or damage caused by fire, storms, or accidents.

Scheduled Equipment Coverage

Tailored protection for high-value machinery.

Blanket Coverage

Simple option for multiple tools and smaller assets.

Equipment Breakdown Protection

Optional endorsement for mechanical or electrical failure.

Livestock Insurance Options

We understand that livestock is both an investment and a livelihood. Coverage can include with losses due to weather or accidents—ensuring your herd remains a stable asset.


FAQs About Equipment & Livestock Coverage


  • Do I need separate coverage for tractors and barns?

    Yes—property insurance typically excludes farm machinery unless added.

  • Can I insure only part of my herd?

    You can, though many farmers choose blanket livestock coverage for simplicity.

  • Does coverage include equipment transport?

    Yes, we can include transit coverage for equipment moved between fields or locations.