Workers’ Compensation Insurance for Michigan Employers
Protection for Your Team and Business
Your employees are the backbone of your company. Barnes Insurance Group helps Bellevue businesses stay compliant with
Michigan workers’ compensation laws while protecting employees from on-the-job injuries.
What Workers’ Compensation Covers
We’ll guide you through essential coverage details:
Medical Expenses
Covers treatment and rehab for workplace injuries.
Provides partial income if an employee can’t work due to injury.
Employer’s Liability
Protects your business from lawsuits related to workplace incidents.
Death Benefits
Assists dependents in the event of a fatal injury.
Helping Small Businesses Navigate Compliance
Whether you run a contracting company or a local retail shop, we make sure your policy meets Michigan's legal requirements while staying cost-effective.
FAQs About Workers’ Compensation
Do I need coverage if I have part-time employees?
Yes, state law often requires it once payroll meets minimum thresholds.
Can I cover myself as the owner?
Yes—many business owners opt to include themselves for added protection.
What if my subcontractors don’t carry insurance?
We’ll help you manage certificates to avoid unexpected liability.